Opening a Savings Account: what to say in English
Tell the teller you want an account
Hi, I'd like to open a savings account. What do I need to get started?
Ask to open a savings account
Is there a minimum balance required? I don't want to get hit with fees.
Inquire about minimum balance requirements
What's the interest rate on your savings accounts right now?
Ask about current interest rates
Teller explains account types and terms
We have two options: a basic savings with no monthly fee, and a premium one with a higher interest rate.
Teller describes account options
You'll need two pieces of ID and a proof of address. Do you have those with you?
Teller asks for identification documents
Confirm details and complete account setup
Can I set up online banking at the same time? I want to be able to check my balance on my phone.
Ask about setting up online banking
Is there a debit card that comes with this, or do I need to request one separately?
Inquire about getting a debit card
Great, I'll go with the basic one. Where do I sign?
Choose an account and ask where to sign
Key words
savings account
A bank account for saving money
interest rate
Percentage earned on savings
minimum balance
Lowest amount to keep in account
monthly fee
Fee charged every month
debit card
Card for spending from your account
proof of address
Document showing where you live
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